The Banks Are Using AI Against You - Here's How To Use It Back! | Episode 262

Join Our Wealth Workshop : Connect with Herman : AI Is Deciding Who Gets Approved For Funding — Here's How To Beat It In this clip from the Melanin Money Show, funding expert Herman breaks down how artificial intelligence has completely changed the game when it comes to business credit, bank approvals, and even tax audits. Banks are now using AI to scan applications in real time, separating serious business owners from people just posting about money online — and if your business isn't structured the right way, you could be getting denied or approved for way less than you deserve.

Herman shares his exact strategy for using AI to your advantage, including a specific ChatGPT prompt that analyzes your credit report and builds you a personalized blueprint of which banks to apply to, which cards to pay down, and which inquiries to remove before you even submit an application. He also breaks down how AI can be used to draft FCRA dispute letters to fight back against inaccurate items on your credit report — for free.

If you're trying to get funding in this new environment, this conversation could save you thousands of dollars and months of wasted applications. 🔑 What you'll learn in this clip: How AI is screening business funding applications How to structure your business so AI reads you as legitimate The exact ChatGPT prompt to build your personal funding blueprint How to use AI to dispute negative items on your credit report 👉 Subscribe to Melanin Money for more real conversations on credit, funding, and building wealth in the Black community. Follow us for more value