Looking back on 30 years together, we decided to do what we always swore we wouldn’t: sit through a timeshare presentation—again. In this episode, we walk you through our journey from budget vacationers chasing Disney tickets to more seasoned travelers with a bit more money and a lot less patience for high-pressure sales tactics.
We share why the allure of luxury accommodations wasn’t enough to get us to sign on the dotted line, and why saying “no” can be your financial superpower. Key Moments & Timestamps Nostalgia and Relationship Milestones: Reminiscing about meeting 30 years ago and reflecting on how much life (and vacation planning) can happen in three decades 00:03.
Our First Timeshare Mistake: How being "cheap" and wanting free Disney passes landed us in the thick of a stressful sales room full of desperate pitches. We swore we'd never do it again 03:09.
The “VIP” Tour in Mexico: From the moment we stepped into a beautiful Puerto Vallarta property, the sales tactics started with freebies, upgrades, and a breakfast buffet 06:11. Doing the Math: Unpacking the true costs of “vacation ownership,” including buy-in costs, booking, and hidden ten-year fees.
The total investment over 20 years is shocking! 15:06, 22:15. Bait and Switch Tactics: Discovering that the best property isn’t the standard everywhere and why the luxurious demo might not reflect what you actually get 17:41.
Why We Said No—Firmly: The importance of pausing, resisting high-pressure “now-or-never” offers, and sticking to our commitment not to make emotional decisions on the spot 24:48. The Power of Planning Vacations Debt-Free: Tips on booking, budgeting, and making memories without signing up for a lifetime of fees (or regrets) 35:03.
Why You Should Tune In We pull back the curtain on the real tactics used to lure travelers into timeshare deals and share exactly why we walked away, even when the offer was tempting. If you’ve ever wondered whether these glossy presentations are truly a path to smarter vacations or just another financial trap, our firsthand account gives you the clarity (and calculations) you need.
Plus, we drop actionable tips on how to enjoy dream trips without new debt. Who This Episode Is For This episode is perfect for anyone feeling the pressure to sign up for a timeshare, those who want to travel more without going into debt, and couples or families who value making smart, informed decisions about their money.
If you love travel, hate regrets, or simply want a peek behind the “vacation ownership” curtain, this one’s for you. This Podcast is sponsored by American Heritage Credit Union.
To learn more and open an account go to: Our website: Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
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