For Better and Worth
Chris Young and Ericka Young·180 episodes·Weekly
For Better and Worth is a personal finance and relationship podcast hosted by married couple Chris Young and Ericka Young, who believe the strongest partnerships are built on love, communication, and a solid financial foundation. Each episode, they bring their own money journey into honest conversation, covering everything from investing and net worth milestones to homeownership, budgeting, and raising financially savvy kids.
Real topics. Real experience.
Real talk between two people who are figuring it out together. Because a good life takes more than love.
It takes purpose, partnership, and the power to make it all worth it.
Episodes
Latest Episode
June 3, 2026 · 38m
Navigating disagreements is part of every relationship, but how you handle them can make all the difference. In this candid and lighthearted episode, we break down our real-life experiences, share practical communication tips, and even laugh about the household cooking responsibilities. By getting honest about both minor annoyances and major issues, we reveal our secrets to keeping a partnership strong, respectful, and fun. Key Moments & Insights The Importance of Respect During Disagreements : Chris explains how men often suppress emotions and why walking away can sometimes be healthier than arguing at 00:46, and Ericka stresses the value of never resorting to yelling or disrespect at 01:29. Opinionated Partners and Interruptions : We discuss the challenges of both being strong-willed and why listening is tough (and funny) at 05:28. Recurring Disagreement Over Cooking : Our ongoing “who cooks?” debate becomes a metaphor for compromise and understanding at 08:14. How to Handle Big Issues : We acknowledge bigger relationship landmines, like money and parenting, and emphasize when outside help is key at 19:37. Think the Best and Let Go of Grudges : Ericka shares the value of assuming the best intentions, while Chris cautions against weaponizing the past at 22:58. Don’t Take Yourself Too Seriously : We show how humor and lightheartedness can defuse tension at 34:26. Who This Episode Is For Couples wanting healthier communication and fewer arguments Anyone frustrated by day-to-day annoyances at home Individuals navigating big relationship challenges (money, parenting, etc.) Listeners who appreciate honest, funny real-life stories about marriage and partnership This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: Our website: Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
More Episodes
May 27 · 37m
Impulse spending can do more than throw off a budget. It can create stress, tension, and confusion in a relationship. In this episode, we share our story of a spontaneous charity auction bid that turned into an unexpected trip to Mexico, and how we navigated the surprise together. Who do you think raised the paddle during the auction? We talk honestly about what happened after the bid, including the budgeting conversations, emotional reactions, and decisions that followed. This episode is for couples who want to handle money with more communication, awareness, and teamwork without expecting perfection. Key Moments Why You Should Tune In This episode is an honest, often funny look at what happens when financial ground rules are tested by real-world opportunities. With relatable stories, practical budgeting wisdom, and a focus on teamwork, it offers takeaways for couples at any stage of their money journey. Listeners will walk away reassured that even disciplined budgeters occasionally make impulses work in their favor—and learn how communication and transparency can turn surprises into shared wins. Who This Episode Is For This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
May 20 · 35m
Searching for the real secret behind "marrying rich"? We dive into what it truly means to bring a "rich mindset" to your relationship. No we didn't marry for money but we definitely wanted to ensure that later on we would have some money! We share our first money impressions to serious discussions on finances and partnership. In this episode we unpack why wealth is more about attitude (and less about pocket change) when it comes to love. Key Moments Who Is This Episode For? This episode is a must-listen for couples (married or dating), singles thinking about partnership, anyone interested in financial compatibility, and parents guiding their adult children. If you want your relationship and your bank account to thrive, tune in! This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
May 13 · 37m
Whether you're justifying your shoe collection, splurging on your favorite vice, or trying to make sense of where your money goes, this episode dives into the real costs behind our everyday habits. We share a candid, funny, and insightful look at our own spending quirks, plus a jaw-dropping encounter with someone who owns 350 pairs of sneakers. Tune in for practical advice, relatable stories, and prompts to evaluate where your money (and fulfillment) actually goes. Key Moments Why Listeners Should Tune In Who This Episode Is For If you're striving for balance between enjoying today and planning for tomorrow, this is your must-listen episode. This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
May 6 · 33m
Thinking about ditching your mortgage and living debt free? In this episode, We unpack our journey to the sweet freedom of owning our home outright. We discuss simple, actionable strategies, and the motivation you need to make your mortgage a thing of the past. No matter where you are starting from there is a strategy here for you. Key Moments Why You Should Tune In If you want to break free from decades of mortgage payments, build a life of options and security, and maybe even retire earlier than you thought possible, this episode is packed with encouragement and executable strategies. We keep it relatable, honest, and motivational, reminding you that intentionality—not perfection—is the secret ingredient. Who This Episode is For Tune in and get inspired to write your own home payoff success story! This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
Apr 29 · 32m
Are you curious about how your investments can really double over time? In this episode, we break down the Rule of 72 and share our personal stories that prove patient, persistent investing pays off. Whether you're skeptical about market returns or just want practical steps toward wealth-building, this conversation brings both real numbers and relatable advice. Key Moments to Listen For: Why You Should Tune In: This episode gives you more than just investment theory—it offers personal proof and clear steps you can take right now to grow your wealth. You'll learn to demystify intimidating investment concepts, ask better questions, and make your financial journey both smarter and less stressful. The hosts' approachable style and real-life results make these lessons both motivating and achievable. Who This Episode Is For: If you want to learn how real people double their money by letting time and consistency do the heavy lifting, this episode is for you! This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
Apr 22 · 41m
Description: Marriage evolves... and so do the people in it. In this episode, we get honest about communication, changing roles, and what it takes to make partnership work through life's seasons. We discuss: Who This Episode Is For This episode is for couples who are navigating transitions in their marriage, especially those approaching or experiencing the "empty nester" phase. If you and your spouse are reflecting on how your relationship evolves over time, confronting changes in your individual identities, or wanting to improve day-to-day communication as your family dynamics shift, this conversation will resonate with you. It's also relevant for anyone interested in authentic discussions about growing together through different life stages and understanding how to maintain connection, partnership, and friendship in marriage. This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
Apr 15 · 38m
In this episode, we share the exciting milestone of becoming completely debt free, including paying off our house. We break down the intentional steps and practical decisions that made this achievement possible. It has been a long-time coming but the freedom we feel today is completely worth all the effort! Here is what you'll learn in this episode: Who this is for: This episode is perfect for anyone striving for financial freedom, especially couples and families interested in becoming completely debt-free, including paying off their mortgage. It's for listeners who want practical strategies, real-life inspiration, and honest conversations about achieving big financial goals without sacrificing lifestyle. Whether you're just starting your debt-free journey or looking for motivation to keep going, this episode is for you! When it happens: 03:38 Paying off the mortgage early 07:18 Starting with intentional decisions 10:58 Paying off the house 15:46 Deciding to delay mortgage payoff 19:10 Prioritizing life's big goals 20:52 Planning housing for retirement 24:03 Financial freedom through real estate 29:23 Managing costs after paying off house 32:12 Paying off loans and interest 34:25 Managing stress and staying focused 36:22 Celebrating teamwork moment This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
Apr 8 · 39m
Episode Description: Market volatility got you anxious? In this episode, we cut through the noise to give you straightforward strategies for staying smart with your money—no panic moves required. Ready to take control of your financial future? Tune in the preserve your financial future. When it happens: 03:49 Managing investments during market uncertainty 09:13 Adjusting investment strategies over time 10:06 Adjusting investment strategy by life phase 13:15 Staying calm during market dips 16:35 Planning for retirement savings 21:48 Why we moved our IRA 24:05 Managing multiple accounts and investments 25:50 Rolling over a pension fund 30:19 Staying calm during uncertainty 32:27 The importance of an emergency fund 36:28 Managing news consumption Who can benefit: Anyone looking for guidance on how to navigate financial uncertainty, especially during volatile markets and global events. Whether you're new to investing, planning for retirement, or just wanting practical advice on managing your money during times of fear and uncertainty, this episode provides relatable discussion, historical context, and actionable tips. Couples, families, and individuals seeking both financial wisdom and peace of mind in uncertain times will find value in the insights shared. This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
Apr 1 · 38m
Episode Summary Is paying for convenience making your life better? Or is it just draining your wallet? In this episode, we share our own choices about when we save money and when we pay up, from house cleaning to DoorDash and everything in between. And as you will hear, these choices aren't always easy to make or agree upon. We'll talk about finding that sweet spot between time and money, making room in the budget for what really matters, and how those little conveniences can silently add up. Grab a seat and see if your priorities line up with your spending! When it happens: 09:12 Managing costs 11:39 Food delivery trends 13:39 Unnecessary valet tip 18:31 Kitchen cleanup 22:16 Needs vs. wants 25:12 Vegan dining expenses 28:02 Renting young and priorities 29:57 Prioritizing choices and resources 33:25 Prioritizing freedom Who This Episode Is For This Podcast is sponsored by American Heritage Credit Union. To learn more and open an account go to: www.AHCU.co/ForBetterandWorth Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung