130. How to Pay Off Debt, Build Wealth, and Buy Back Your Life — Without Deprivation with Naseema McElroy

_*]:min-w-0 gap-3"> She was making over $200,000 a year, had the house, the luxury car, and the career — and she was still broke. In this episode, Kimberly sits down with Naseema McElroy, Labor and Delivery Nurse, personal finance expert, podcast host, and founder of Financially Intentional, for a conversation that is equal parts real talk and roadmap.

Naseema paid off nearly one million dollars in debt in under three years — without deprivation — and went on to build a seven-figure net worth while raising three daughters as a single mom. What she shares here is not your typical finance advice. _*]:min-w-0 gap-3"> In this episode we discuss: _*]:min-w-0 gap-3"> Why high-earning women are often the most financially stuck — and the mindset shift that actually changes it What "without deprivation" really looks like inside a debt payoff plan (hint: Disneyland was in the budget) The financial reality of divorce that no one talks about until it's too late — and how having a strong financial foundation gave Naseema the power to leave The beauty tax, the hair cost, the professional appearance standards — and why Black women need a budget built for their actual reality Why most people don't need a financial advisor first — they need a money therapist The FIRE movement and how Naseema went from debt-free to millionaire in just a few years What she wants her three daughters to inherit beyond money _*]:min-w-0 gap-3"> _*]:min-w-0 gap-3"> Connect with Naseema: or _*]:min-w-0 gap-3"> Subscribe to the Insider Notes Newsletter: Get on the waitlist for next cohort of The Visibility Shift: _*]:min-w-0 gap-3"> Thank you for tuning in!

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