
In this episode of Who Keeps Blocking Black Wealth?!, Dana and Harold tackle one of the most overlooked threats to retirement stability: long-term care. Most families assume someone will “just step in” when illness, dementia, or disability changes everything.
But what happens when caregiving becomes financially, emotionally, and physically overwhelming? This episode breaks down: long-term care realities caregiver burnout morbidity vs mortality insurance and risk management Medicaid and healthcare systems preserving dignity in retirement how one health crisis can financially impact an entire family Dana also shares deeply personal experiences involving Parkinson’s, vascular dementia, family caregiving, facility care, and the painful realities many families quietly face.
Because retirement planning is not just about building wealth. It’s about protecting your family from preventable chaos later.
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