Uplift: She oversees largest Black owned bank where paycheck paid 2 days early and 100,000+ Surcharge-Free ATMs.

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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President, COO, and owner of OneUnited Bank , the largest Black-owned bank in the United States.

Here's a breakdown of the key highlights and takeaways: 🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.

First Black-owned digital bank (since 2005). Serves customers in all 50 states.

Offers accessible, affordable financial services and promotes financial literacy. 2. Digital Banking for Underserved Communities OneUnited provides: Mobile check deposit (via smartphone).

Early direct deposit (get paid 2 days early). Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).

Designed to combat financial deserts and predatory check-cashing services in Black communities. 3. Financial Literacy & Trust Teri emphasizes the need for Black communities to trust Black-owned institutions.

OneUnited is FDIC-insured and uses cutting-edge technology, including AI. Financial literacy is key to building generational wealth. 4.

WiseOne AI Tool An AI-powered financial assistant that: Tracks spending and subscriptions. Offers insights on saving and debt reduction.

Aggregates data from multiple accounts to show net worth, cash flow, and financial health. 5. Youth Financial Literacy – “I Got Bank” Contest 15th annual contest for kids ages 8–12.

Participants submit an essay or artwork based on a financial literacy book. Ten winners receive $1,000 savings accounts.

Book: I Got Bank by Teri Williams (available free at ). 6. OneTransaction Concept Focuses on six key financial transactions to build generational wealth: Homeownership Life Insurance Investments Profitable Business Credit Score Savings Encourages individuals to focus on just one to start their wealth-building journey.

Learn more: 💬 Notable Quotes “We are a real bank, not a fintech. We are FDIC-insured.” “We are great with money.

We just haven’t always had access.” “Focus on one transaction. That’s all it takes to start building generational wealth.” #STRAW #BEST #SHMS Support the show: See for privacy information.