404: President of America’s Largest Black-Owned Bank Teri Williams on Ownership, Wealth and Legacy

What does it take to build generational wealth when the system was never built for you? Today, Felecia Hatcher welcomes Teri Williams, Owner and President of OneUnited Bank, who shares how she helped build the largest Black-owned bank in the United States and what it really takes to create lasting financial impact.

From acquiring struggling banks to losing $50 million in a single day and building it back stronger, Teri breaks down the mindset, resilience, and decision-making that define true leadership. She unpacks the importance of ownership, financial literacy, trusting your instincts, and building for community (not just profit).

Plus, why the future of wealth includes AI, access, and rewriting the financial system for the next generation. This is a must-watch for founders, entrepreneurs, and leaders ready to build wealth that outlives them and impact that scales beyond them.

KEY POINTS - Generational wealth starts with foundation - Ownership is necessary for long-term security - The best founders trust their instincts even when others disagree - Problems are where opportunity lives - Failure is where the most valuable lessons are learned - Community impact should be at the center of every business - Financial literacy is the missing link in building real wealth - AI is the next frontier, and founders who embrace it early will win QUOTABLES “What you do at that moment, the defining moment, is the defining moment.” – Teri Williams “If I have to choose between fight or flight, I’m going to fight.” – Teri Williams “Ownership has become a necessity for our community.” – Teri Williams RESOURCES Teri Williams Felecia Hatcher IG | @feleciahatcher Black Ambition IG | @blackambitionprize So Ambitious is produced by EPYC Media