Explaining Investing Through a TJ Maxx Run with Nadia C. Vanderhall of Brands + Bands

Ep 130: Day 13 Explaining Investing Through a TJ Maxx Run with Nadia C. Vanderhall of Brands + Bands Part of noseyAF's 31 Days of Black Business series 🖤 She lost her job in the Great Recession and drained her 401(k) before she knew the first thing about money.

Nadia C. Vanderhall learned it the hard way, then learned it the real way working in product marketing at a bank, where she kept noticing the products weren't built for the people who needed them most.

She started posting what she was learning on Facebook. The first big one explained how to invest by walking through building a wig.

Now she runs The Brands + Bands Strategy Group and calls herself the girl in the finance bro lane. What We Talk About Why the 50/30/20 budgeting rule doesn't work when housing eats your whole budget, and what to do instead The Dash: the roadmap between the wallet you have now and the wealth on your vision board, and why financial planning should really be life planning Why she says stop calling money hard, and how to reframe budgeting as expense planning The unexpected turn: she was an overdraft queen too, and she breaks down exactly how to stop — push notifications, splitting your accounts, and money dates with your own app If you love a good analogy and a plan you can actually follow, this episode is for you.

All about Nadia C. Vanderhall You're gonna love Nadia — she's a marketer's brain in a financial planner's chair.

Founder of The Brands + Bands Strategy Group, she's been featured in Good Morning America, The Wall Street Journal, and Essence, and she's gone from working in financial services to becoming one herself. She builds budgets for people who hate building them, audits the ones that aren't budgeting, and answers your one-off money questions without shaming you.

She was making $10.71 an hour when she got laid off, so when she says she's been there, she means it. Things We Mentioned The Brands + Bands Strategy Group The wig video that started it all Her budgeting workshop, active now, and her budgeting workbook The Dash method, available through her retainer service Her budget build, budget audit, and Ask Me Anything services Her emergency fund plan and guide workbook Her newsletter , which she describes as a voice memo in written form Her YouTube video on her own money fumbles Chapters: • 00:10 - Introduction to Black Business Month • 00:57 - Navigating the Financial Landscape: A New Perspective • 15:42 - Navigating the Birthday Dinner Trend • 21:53 - The Importance of Financial Planning • 33:11 - Navigating Overdrafts and Financial Awareness This series is supported by Off the Grid , a podcast for small business owners who want to leave social media without losing their clients.

Find them at offthegrid.fun 🖤 Connect with Nadia C. Vanderhall IG: @thebrandsandbands Brands and Bands Website Stay Connected 📬 Get the noseyAF Dispatch → Subscribe here 🏡 Grab the Good Neighbor Playbook → Download it free More ways to connect Email: stephanie@ Follow on IG: @stephaniegraham Listen to more episodes: Support & Feedback noseyAF is listener-supported ; thank you for being here. 💛🫶🏾 ⭐ Rate & Review the Show 📣 Share noseyAF with a friend who needs to hear this Episode Credits Produced, Hosted, and Edited by Stephanie Graham Lyrics: Queen Lex Instrumental: Freddie Bam Fam Cover Art: Emma McGoldrick