ITV #266: She Went From $110K a Year to $60K-$80K a Month as a Nurse Practitioner | Inside The Vault

Dr. Ebonie Tillery joins Ash Cash inside the vault to break down how nurse practitioners can stop thinking of their license as just a qualification for a job — and start treating it like a business asset.

After years of working long shifts, traveling, missing time with her son, and dealing with burnout, Ebonie started exploring 1099 contracting and remote healthcare opportunities. That decision changed everything.

She says she went from earning about $110,000 a year in a traditional role to building multiple state licenses, stacking contracts, and earning $60,000–$80,000 in some months. Her turning point was realizing that more licenses could create access to more patients, more contracts, and more income.

In this episode, Ebonie breaks down: • W-2 vs. 1099 nurse practitioner work • How she went from 4 licenses to 25 — and later 30 • Finding remote healthcare contracts • Why multiple state licenses can expand opportunity • Building a cash-based virtual practice • How nurse practitioners can work from home • Hiring other NPs as contractors • How non-medical business owners may participate in the business side of virtual healthcare • A student who went from 5 to 50 licenses and landed a government contract • Why nurses may be leaving money and time on the table • Transitioning from employee to business owner • Why mentorship still matters at every level • Starting a virtual practice for under $5K, according to Ebonie One of her biggest messages is simple: your degree does not have to trap you inside one job, one schedule, or one income ceiling. Ebonie is helping nurse practitioners rethink what ownership, flexibility, and financial freedom can look like.

Healthcare rules, licensing requirements, business structures, and scope-of-practice laws vary by state. This episode reflects Ebonie’s experience and educational perspective and is not legal, tax, medical, or financial advice.

Connect with Dr. Ebonie Tillery: Dr.

E The Virtual NP on Instagram, TikTok & LinkedIn Inside the Vault: @insidethevault Host: @iamashcash ABUNDANCE IS YOUR BIRTHRIGHT. Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life: TIMESTAMPS 00:00 – Your income doesn’t have to be capped 01:14 – Ash Cash book CTA 02:15 – Welcome to Inside the Vault 03:33 – Meet Dr.

Ebonie Tillery 04:36 – 20 years in nursing 05:12 – From Brooklyn to healthcare 05:48 – Leaving home at 18 06:21 – COVID, divorce & burnout 06:56 – Working 12–14 hour shifts 07:33 – Discovering 1099 work 07:54 – W-2 vs. 1099 explained 09:24 – How to find 1099 contracts 10:16 – Why Ebonie prefers 1099 11:13 – Nurse practitioners can work from home 11:39 – Going from 4 licenses to 25 11:50 – Making $60K–$80K a month 12:49 – “My license is my business” 13:03 – Stacking multiple contracts 14:13 – More money and more time with her son 15:02 – Why she decided to teach other nurses 15:48 – The work behind getting licensed 16:05 – Seeing patients in 30 states 16:25 – Inside Virtual NP 16:42 – From contractor to practice owner 17:59 – How to start a virtual practice 18:25 – Building a cash-based practice 19:06 – Seeing patients from home 19:43 – Scaling past yourself 20:25 – Can a non-nurse own the business? 22:34 – Hiring NPs as 1099 contractors 23:23 – How AI may affect virtual healthcare 24:48 – Her “gold star” student 25:19 – Going from 5 licenses to 50 25:23 – Landing a government contract 25:34 – Student reaches about $800K for the year 25:54 – Why NPs are leaving money on the table 26:50 – The real roadblocks 28:03 – Nurses don’t know their worth 29:11 – The mindset required to make the transition 29:54 – Ebonie’s 3-day challenge 31:04 – “Start scared” 31:48 – Growing up in Brownsville 32:23 – Domestic violence, divorce & perseverance 33:22 – Push through the madness 35:06 – Can you work W-2 and 1099 at the same time? 36:17 – Why mentorship still matters 36:58 – Hundreds following her blueprint 38:20 – Building a community, not just a course 38:59 – Ebonie wants to build a university 39:21 – Creating uncapped income 40:03 – “What are you waiting for?” 41:21 – Do you need a doctor to start a virtual practice? 42:46 – More licenses, more opportunity 43:08 – Her 50-state licensing system 44:01 – What nurses learn in the 3-day challenge 44:34 – Startup cost for a virtual practice 45:28 – Connect with Dr. Ebonie 45:42 – Closing the Vault Advertising Inquiries: Privacy & Opt-Out: